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We Keep Your Business Running

Dependability is central to X2 Payment Systems. Count on X2 for secure, reliable, PCI-DSS compliant processing. Whether you conduct business in-person or online, whether you’re on-the-go or behind the counter, you’ll have the peace of mind of knowing all transaction data is protected.

–Smartphone Capable Solutions
-All Terminal Paper N/C
-Gift Cards Stand and Envelopes N/C
-Interchange Plus Base Pricing
-10 Cent Transaction fees
-State of the Art Equipment
-T4220 series
-Local Representation
-Next Day Funding Available (in most cases)
–24/7 Customer Service

Our Services

Smart Solution for Your Payment

In Store machine to swipe

Contactless payments

On-the-go mobile processing

Point of Sale Options

Ecommerce on your website with App

Invoicing options

Why Choose Kelly

About Kelly Cusate

Kelly Cusate, is a Souderton, PA resident and has been in the merchant services industry since 2013. Kelly is a mother, aunt, friend, & business owner. As your local credit card girl, Kelly started in sales with Capital Direct Merchant Services, learned the business, then went onto Start a sister company, X2 Payment Systems, where we trained and built the business till today!

Now I started Advanced Payment Options, and just like the name, APO has All the Options! I am responsible for the day-to-day management of APO. Kelly helps local merchants do more business in less time and keep more of the profit. An experienced manager and merchant services professional, Kelly prides herself on 100% merchant satisfaction.