Services

APO Traditional Program Our traditional interchange-based pricing with low transaction charges.

APO Cash Discount Program This program sets you up for a Cash Discount! Your customers pay 3% at checkout when using any credit card, and you do not accrue fees at the end of the month!!!

Put more of the profit back in your pocket!!!

APO Ecommerce Program This program allows you to accept credit cards on your website at the lowest rate around.

APO Invoicing Program Dashboard allows you to use a virtual terminal to email or text invoices where cardholders enter their own card information on a PCI-compliant link!

Kelly Cusate, is a Souderton, PA resident and has been in the merchant services industry since 2013. Kelly is a mother, aunt, friend, & business owner. As your local credit card girl, Kelly started in sales with Capital Direct Merchant Services, learned the business, then went onto Start a sister company, X2 Payment Systems, where we trained and built the business till today!
Now I started Advanced Payment Options, and just like the name, APO has All the Options! I am responsible for the day-to-day management of APO. Kelly helps local merchants do more business in less time and keep more of the profit. An experienced manager and merchant services professional, Kelly prides herself on 100% merchant satisfaction.